Real Estate Since 1989!


Your Realtor® for life...





Keep More Dollars in YOUR pocket with professional service and the most competitive rates in the G.T.A


                             WHO'S WORKING FOR YOU?

                Feel free to browse my website for listings and important local real estate information.                






Why choose JC?

99.95% is J.C's Average SOLD price.... 
Click on the "Testimonals" link on the left to see what REAL people have to say.  I pride myself in referrals, and taking care of you is where it starts!


Home Ownership Incentive Programs

Ontario Land Transfer Tax REBATE for First-time Homebuyers

When you buy land or an interest in land in Ontario, you pay land transfer tax. First-time homebuyers of an eligible home may be eligible for a refund of all or part of the tax.

Beginning January 1, 2017, no land transfer tax would be payable by qualifying first‑time purchasers on the first $368,000 of the value of the consideration for eligible homes. First‑time purchasers of homes greater than $368,000 would receive a maximum refund of $4,000. Our real estate lawyers will help faciltate the rebate.

Canada First-Time Home Buyers' (FTHB) Tax Credit


The costs associated with purchasing a home, such as legal fees, disbursements and land transfer taxes, can be a particular burden for first-time homebuyers who must pay these costs, as well as save money for a down payment. To assist first-time homebuyers with the costs associated with the purchase of a home, the Government of Canada introduced a FTHB Tax Credit in 2009 — a $5,000 non-refundable income tax credit amount on a qualifying home acquired after January 27, 2009. For an eligible individual, the credit will provide up to $750 in federal tax relief starting in 2009.

Canada RRSP Expansion of the Home Buyers' Plan (HBP)

To provide first-time homebuyers with greater access to their RRSP savings to purchase or build a home, the Government of Canada has increased the Home Buyers’ Plan withdrawal limit to $25,000 from $20,000 per person for withdrawals made after January 27, 2009. COMING SOON.. increase to $35,000 (fall 2019)